Dashboard

Your position

Sample data

Connect a wallet to read your live position. Until then these are illustrative numbers from the walkthrough's worked example.

Outstanding debt

$57.20

$4.20 proven, applied on your next action

Creditcoin

Gone in 1.2 years at 5.0% yield — without you paying anything.

Retired by yield38%

$38.60 of $100.00 drawn

Collateral on Ethereum

Ethereum

$1,000.00

Supplied to Aave V4 · locked in v1

rUSD balance

$61.40

Spendable on Creditcoin

Still available

$38.60

At your 10% limit

Credit score

19Opening
  • 0–19
    10%
  • 20–39
    20%
  • 40–59
    30%
  • 60–84
    40%
  • 85–100
    50%

Only yield-retired debt moves this. Repaying in cash does not.

rUSD

Available: $38.60

Borrowing happens on Creditcoin. Connecting switches the network for you.

Proven activity

Sample

  • Harvest proven

    −$12.40

    TokensHarvested · AaveV4Adapter

    2 hours ago

  • Borrowed

    +$100.00

    rUSD minted on Creditcoin

    6 days ago

  • Harvest proven

    −$26.20

    TokensHarvested · AaveV4Adapter

    9 days ago

  • Deposit proven

    +$1,000.00

    TokensDepositedConfirmedByEscrow · RiyaEscrow

    14 days ago

Every entry corresponds to an Ethereum transaction that Creditcoin verified itself. Nothing here is asserted by riya.

Add collateral

Deposit on Ethereum

Your dollars stay on Ethereum earning Aave yield. Only a proof crosses to Creditcoin, and that is what becomes your collateral.

Sepolia
mUSD
Balance: $0.00Minimum: $100.00

Ethereum

Harvest the yield

Aave rebases silently. Harvesting turns that into one transaction Creditcoin can prove — which is the only way the loan learns it earned anything.

Accrued

$0.00

Floor

$10.00

Below the floor, so the adapter would revert rather than spend gas on dust.

Anyone may call this. It pays the caller nothing.